Ms. Kalpana N. Shah, proprietor of Dreams Consultancy, comes from a very humble Family background with a very ordinary education of up to S.S.C, but with an extraordinary dream and an unbeatable positive attitude. Born at Ahmednagar on 20th November 1955, she started her Life Insurance & Non-Life Insurance Agency on 2nd February 1999, i.e. in her 40's when most women thing of Retiring. With her passion to succeed, in a very short span of time she has achieved a very significant position of over 15 times M.D.R.T (USA) Qualifier.
Campaign running from January 1 to March 2, 2026, allows revival of lapsed individual policies with concessions on late fees, aimed at restoring insurance cover for policyholders
The RBI has identified SBI, HDFC Bank, and ICICI Bank as India's most systemically important financial institutions, terming them as Domestic Systemically Important Banks (D-SIBs).
